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Payment Options

Mona Vale Dental and Implant Centre has 4
easy options to facilitate your treatment

Cash

We accept cash.

EFTPOS

We accept Mastercard and Visa.

Private Health Insurance Funds

HICAPS allows you to claim on the spot from your health fund, leaving you to pay any remaining gap.

Flexible payment options

We understand that dental treatment can be expensive, which is why we provide payment options.


At Mona Vale Dental, we make payments easy with four easy options – cash, Eftpos, health fund claims and dental payment plans.


We understand that dental treatment can be expensive, which is why we provide payment options. If you are looking for high quality dental work without compromise or if you just want small improvements to your smile without the upfront cost, there is a dental finance option available for you.

If you need dental treatment straight away, don’t worry, our Interest Free and flexible payment plans can help you start your dental treatment immediately and pay for your treatment gradually. These plans:

  • Allow you to start your dental treatment straight away with our Interest Free, Flexible Payment plans.
  • We offer a range of Interest Free and Extended Payment Plans for dental treatment ranging from $500 and up.
  • If you are considering General Dentistry and Cosmetic Dentistry treatments such as Dental Implants, Veneers, Crowns, Teeth Whitening, Root Canal or Orthodontics, you could start your treatment straight away.

For all our private health fund members, we offer HICAPS to avoid the hassle of making a claim yourself.
HICAPS allows you to conveniently claim Private Health Insurance benefits on the spot from your health fund.

Mona Vale Dental accepts the Child Dental Benefits Schedule (CDBS) which provides access to benefits for basic dental services to children aged 2-17 years and for Veteran Affairs patients.   You can check your child’s eligibility for CDBS here.

Dental Payment Plans

At Mona Vale Dental we offer dental payment plans as we understand that dental treatment can be expensive and finance could be a barrier to achieving your optimal dental treatment or your dream smile.  

It is essential to get the dental care you need as soon as possible, because untreated issues often require more complicated, costly procedures in the future.   In the past, patients avoided getting treatment for years as they felt they could not afford it.

If you are looking for high quality dental work without compromise or if you just want small improvements to your smile without the upfront cost, a payment plan can make your smile affordable.  With a payment plan you can get the care and treatment you need without having to wait.  You  can pay for it over a comfortable period of time without paying interest.

A payment plan is essentially a loan which can support you in managing the cost of dental treatment.  Payment Plans provide a convenient and affordable way for you to pay for the cost of your dental treatment in instalments, over a period of time, rather than paying for your dental work in lump sum upfront.  

The conditions of a payment plan are flexible, and often vary depending on the amount and duration of the loan. You can finalise the payment terms to suit your personal circumstances.

Payment Plans can be used for a wide variety of dental treatments.  The payment plan  includes General Dentistry and Cosmetic Dentistry treatments such as Crowns, Veneers, Dental Implants, Teeth Whitening, Root Canal and many other procedures.  You can also use a payment plan to cover the cost of your Orthodontic treatment as well including Invisalign and all types of braces.  It is possible for less common treatments to be covered such as dental solutions for sleep apnoea and snoring.

If you need dental treatment straight away, don’t worry, there are interest free and flexible payment plans which can help you start your dental treatment immediately and allow you to pay for your treatment gradually.

Having access to a payment plan means you do not have to worry about paying for your treatment all at once. Payment Plans help spread the cost over time. You get to decide on the payment plan details including the deposit, amount and frequency of payments.

These plans:

  • Allow you to start your dental treatment straight away with Interest Free, Flexible Payment plans
  • Offer a range of Interest Free and Extended Payment Plans for dental treatment ranging from $500 and up
  • Are available if you are considering Dental Implants, Cosmetic Dentistry, Invisalign or other orthodontics or dental services, you could start your treatment straight away.

Once the application is approved you can begin your treatment straight away and your payments begin. The process is simple.

If you are considering cosmetic dentistry such as veneers or an implant but you don’t have access to the funds immediately or you can not pay for the total value of the treatment upfront, you could consider applying for a dental payment plan. 

An example of what the repayment would look life for a treatment plan of $10,000 is outlined below:

  • Total value of treatment is $10,000
  • Deposit of $2,000 required (20%)
  • Balance of repayments will vary depending on the payment plan details i.e. amount and frequency of payments

DentiCare Payment Plans

With DentiCare you can access a range of dental treatments from general dentistry to cosmetic dentistry with affordable  payment plan options for Crowns, Veneers, Dental Implants, Teeth Whitening, Root Canal and many other procedures.  You can also use a payment plan to cover the cost of your Orthodontic treatment as well including Invisalign and all types of braces.

DentiCare is a simple Direct Debit Request facilitating the debiting of your bank account or credit card to pay your dental treatment payment plan that you establish with your Dentist.

Here are some of the dental payment plan’s features:

  • 0% interest payment plans 
  • No credit or finance contracts 
  • No credit checks 
  • No administrative fees 
  • Applying is fast and simple. 

If you’d like to more information about Dental Payment Plans, speak to our  friendly front desk team.

How to apply for a DentiCare Payment Plan

To apply, go directly to the DentiCare website, or call.

Contact Us

Schedule your consultation with us at our state-of-the-art practice in Mona Vale. Discover how our treatments can improve your health and boost your confidence